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Muvule Microloans

A Revolutionary Approach To Tackling Poverty In Africa Through Bottom-Up Economic Development

Give The Gift Of Opportunity

Microloans are a gift that never stop giving.

A microloan is a gift that never stop giving because they are a tool to teach someone how to fish, rather than giving them a fish. And once someone gets their business is up and running, the loan gets passed onto another entrepreneur creating a never ending cycle of growth and opportunity.

Our Approach To Tackling Poverty

We make access to life-changing capital more efficient and affordable for the people who need it the most.
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Microloans break the cycle of poverty by helping people invest in income-generating assets that they would otherwise never be able to afford. Small loans as little as $25 can completely change someone's life forever.​


Changing lives and creating jobs with loans as small as $25.

Real Estate

Building storefronts for street vendors while lowering interest rates.


Helping cash economies convert to the digital financial system.


Avg Client Income Growth in 12 Mo



Of Loans Are Paid On-Time

Loans Fulfilled Per Year

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Real Estate

Helping street vendors transition into formal marketplaces allows them to grow their income more than they could with microloans alone. It also opens up new cheaper lines of credit for the business, which allows us to lower the interest rate on our loans.


By developing our own in-house financial technology, we're able to help ease cash economies into the transition to digital payments, which allows us to serve more clients using our "high touch, high tech" approach to customer service.


Reduction of Operating Costs


Driven Creditworthiness Insights


Portfolio Transparency

About Us

Meet Our Clients

Life-changing stories and testimonials about the impact of microloans on their lives.
Our Impact


Our international team is our secret to success.

Clark Varin



Moses Muwanguzi

Co-Founder, CEO

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Patrick Varin

Technology Advisor

AI & Computer Science PhD at Harvard University

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Paul Quigley

Technology Advisor

Blockchain Professor at Harvard University


Catherine Wamasembe

Internal Audit

Former Head of Internal Audit at Equity Bank, Uganda


Anne Nazziwa

Operations Advisor

Regional Operations Manager at BRAC, Uganda


Frank Balabyeki

Risk & Compliance

Head of Risk & Compliance at Kenya Commerical Bank

Our Locations

Contact Us


1st Floor Esami Building

Bombo Road, Kampala


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